It doesn’t take a rocket scientist or Alan Greenspan to know that this Christmas sales will be off this holiday season. Pessimism is rampant and hopefully as irrational as the irrational exuberance period was during the dot com boom. People are hunkering down and saving whatever cash they have. A recent Gallop Poll measuring Christmas [...]

Miserly Moms was created by Jonni McCoy when she left the daily grind of her day job to spend more time at home with her children. She had been contributing 50% of their family income and giving that up in the expensive San Francisco area was a shock to their budget and the motivation behind [...]