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	<title>Momz &#187; money</title>
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	<link>http://momz.com</link>
	<description>Finding the best of the Web for the best moms</description>
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		<title>Christmas Spending Plans Drop to New Low</title>
		<link>http://momz.com/christmas-spending-to-drop</link>
		<comments>http://momz.com/christmas-spending-to-drop#comments</comments>
		<pubDate>Fri, 21 Nov 2008 19:56:09 +0000</pubDate>
		<dc:creator>Kathy</dc:creator>
				<category><![CDATA[Moms Business]]></category>
		<category><![CDATA[christmas]]></category>
		<category><![CDATA[economy]]></category>
		<category><![CDATA[holidays]]></category>
		<category><![CDATA[money]]></category>
		<category><![CDATA[shopping]]></category>

		<guid isPermaLink="false">http://www.momz.com/?p=279</guid>
		<description><![CDATA[It doesn&#8217;t take a rocket scientist or Alan Greenspan to know that this Christmas sales will be off this holiday season. Pessimism is rampant and hopefully as irrational as the irrational exuberance period was during the dot com boom. People are hunkering down and saving whatever cash they have. A recent Gallop Poll measuring Christmas [...]]]></description>
			<content:encoded><![CDATA[<p>It doesn&#8217;t take a rocket scientist or Alan Greenspan to know that this Christmas sales will be off this holiday season. Pessimism is rampant and hopefully as irrational as the irrational exuberance period was during the dot com boom. People are hunkering down and saving whatever cash they have.</p>
<p>A recent Gallop Poll measuring Christmas spending plans recorded it&#8217;s lowest level since they began the poll 10 years ago: <a title="Christmas Spending" href="http://www.gallup.com/poll/111976/Christmas-Spending-Projection-Drops-New-Low.aspx" target="_blank">Christmas Spending Poll</a></p>
<p><img class="alignnone" title="Christmas Spending Gallop Poll" src="http://sas-origin.onstreammedia.com/origin/gallupinc/GallupSpaces/Production/Cms/POLL/fhv90m_6eeqb6d6igtmcrg.gif" alt="" width="289" height="166" /></p>
<p>The $616 average in this years poll is way down from last years $866. But, looking at it from the bright side that&#8217;s still alot money that should help keep the kids happy. Just be sure to spend a lot of time playing games, and doing things with your family that everyone can enjoy together and the kids won&#8217;t even know that finances are tight.</p>
<p>One other thing to keep in mind as you choose which companies you are going to &#8220;spread the wealth around&#8221; to is that there are thousands of moms trying very hard to bring in extra income through their Websites and e-commerce sites. Why not shop online at mom-owned sites to help one another out? One place you can find a number of mom-owned businesses is at our <a title="Mom Owned Businesses" href="http://wahmshoppingmall.gotop100.com" target="_blank">WAHM Shopping Mall</a> Website. It&#8217;s a site that allows WAHMs to add their banner ads at no cost to help drive traffic.</p>
<p>No matter what your circumstances are please enjoy your holidays and have a Merry Christmas season.</p>
<p><img class="alignnone" title="Christmas Spending" src="http://www.masainternational.com/assets/posts/httppicturesdirectnewscoukliveimagesChristmasShoppersq121018319024007006034300.jpg" alt="" width="176" height="176" /></p>
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		<title>Site Offers Advice and Ideas for Saving Money</title>
		<link>http://momz.com/site-offers-advice-and-ideas-for-saving-mone</link>
		<comments>http://momz.com/site-offers-advice-and-ideas-for-saving-mone#comments</comments>
		<pubDate>Mon, 22 Sep 2008 16:39:27 +0000</pubDate>
		<dc:creator>Kathy</dc:creator>
				<category><![CDATA[Moms Business]]></category>
		<category><![CDATA[budgeting]]></category>
		<category><![CDATA[money]]></category>

		<guid isPermaLink="false">http://www.momz.com/?p=249</guid>
		<description><![CDATA[Miserly Moms was created by Jonni McCoy when she left the daily grind of her day job to spend more time at home with her children. She had been contributing 50% of their family income and giving that up in the expensive San Francisco area was a shock to their budget and the motivation behind [...]]]></description>
			<content:encoded><![CDATA[<p><a title="Miserly Moms" href="http://www.momz.com/dir/money/" target="_blank"><img class="alignleft" title="Miserly Moms" src="http://www.miserlymoms.com/NewMMcover.jpg" alt="" width="143" height="221" /><strong>Miserly Moms</strong></a> was created by <a title="Jonni McCoy" href="http://www.miserlymoms.com/MOMmmaa.htm" target="_blank">Jonni McCoy</a> when she left the daily grind of her day job to spend more time at home with her children. She had been contributing 50% of their family income and giving that up in the expensive San Francisco area was a shock to their budget and the motivation behind the desire to find ways to stretch their dollars.</p>
<p>You&#8217;ll find hundreds of money saving tips in the <a title="Miserly Tips" href="http://www.miserlymoms.com/MOMtips1.htm" target="_blank">Miserly Tips</a> section and in her popular books found in the <a title="Miserly Moms Books" href="http://www.miserlymoms.com/MOMbookstore.htm" target="_blank">Miserly Moms Bookstore</a>. There&#8217;s also a section with articles submitted by third parties that are only published if helpful to moms seeking financial tips.</p>
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